Missouri property tax exemptions can lower your bill — there are breaks for owner-occupants, seniors, veterans, and homeowners with disabilities, and many people who qualify never claim them. That is money left on the table every year. Below are the Missouri property tax exemptions that exist, who qualifies, and how to apply. Amounts and income limits change over time and some are set locally, so treat each figure as a
starting point and confirm the current number with your local assessor.
Missouri Property Tax at a Glance
| Homestead & Primary-Residence Relief | Available — see below |
| Senior Relief (Age 65+) | Available — see below |
| Veteran & Disabled-Veteran Relief | Available — see below |
| Disability Relief | Available — see below |
Verified from official state and county sources.
In This Missouri Guide:
Missouri Property Tax Exemptions & Relief
An exemption lowers the value your tax is figured on (or, in some states, gives you a credit or caps how fast your value can rise) — so the same tax rate produces a smaller bill. Here is each of the Missouri property tax exemptions available to homeowners.
Relief does not look the same everywhere. Some states knock a flat dollar amount off your home’s value; others give a credit on the tax itself, cap how much your assessed value can rise each year, or freeze the bill for qualifying seniors. A few offer an income-based rebate instead of a value exemption. The point is the same — a lower bill for people who qualify — but the
form differs, so read each program below for how it actually works rather than assuming it is a simple dollar discount.
Homestead & Primary-Residence Relief
Missouri has NO general homestead exemption that lowers value. The main relief is the Missouri Property Tax Credit (‘circuit breaker’) – a refundable income-tax credit for income-eligible seniors and disabled homeowners – plus a local-option Senior Real Estate Property Tax Freeze that many counties have adopted.
How much / how it works: Property Tax Credit is up to $1,100 for owners (income-limited). Confirm current income limits with the Missouri Dept of Revenue.
Senior Relief (Age 65+)
Senior Real Estate Property Tax Freeze (SB 190 of 2023, amended by SB 756 of 2024) – a county opt-in program that freezes the property-tax bill on a primary residence at a ‘base year’ for eligible owners 62+ (the county credits later increases). Adoption and rules vary by county. Seniors 65+ may also use the income-based Property Tax Credit.
How much / how it works: The freeze holds your bill at the base-year amount (no fixed dollar figure). Not all counties participate. Confirm adoption, the application window, and rules with your county assessor/collector.
Veteran & Disabled-Veteran Relief
Missouri has no standard statewide disabled-veteran property-tax exemption; a former prisoner of war with a 100% service-connected disability can be fully exempt, and disabled veterans may qualify for the income-based Property Tax Credit. Some counties offer local veteran help.
How much / how it works: Former-POW exemption = full exemption; otherwise use the Property Tax Credit. Confirm with your county assessor.
Disability Relief
Disabled homeowners who meet the income limit can claim the same Missouri Property Tax Credit (‘circuit breaker’) as seniors, regardless of age.
How much / how it works: Up to $1,100 (owners), income-limited; confirm current limits with the Missouri Dept of Revenue.
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Not sure which Missouri breaks you qualify for?
How to Apply for Missouri Property Tax Exemptions
Missouri property tax exemptions are almost never automatic — you have to file for them, usually with your local assessor, and usually by a set date each year. Apply once for most breaks and they carry forward, but a few (like some senior or income-based programs) must be renewed. If you just bought your home, or just turned 65, or your disability or veteran status changed, that is the moment
to file.
Even one missed exemption can cost hundreds of dollars a year, so it is worth ten minutes to check.
Don’t want to appeal your Missouri taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What Missouri property tax exemptions are available?
Missouri has relief for owner-occupants (homestead), seniors 65+, veterans and disabled veterans, and homeowners with disabilities. The details, amounts, and income limits are covered above — and each is worth checking, because they can stack.
Who qualifies for a homestead exemption in Missouri?
Generally an owner who lives in the home as their primary residence. Exact rules — and whether the state uses a dollar exemption, a credit, or an assessment cap — are described in the homestead section above.
How do I apply for Missouri property tax exemptions?
File the application with your local assessor, usually by a set date each year. Most exemptions carry forward once approved; some must be renewed. Confirm the current form and deadline with your assessor.
Can I claim more than one of the Missouri property tax exemptions?
Often yes — for example a homestead break plus a senior or veteran break — though some programs interact. The sections above note where that applies; your assessor can confirm what stacks.
Missouri Property Tax Sources & Data
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
Exemption details for Missouri on this page were verified from official Missouri state and county sources and last
checked in July 2026. Amounts, income limits, and deadlines change and many are set locally — confirm the current
figures and forms with your local assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.