Georgia property tax exemptions can lower your bill — there are breaks for owner-occupants, seniors, veterans, and homeowners with disabilities, and many people who qualify never claim them. That is money left on the table every year. Below are the Georgia property tax exemptions that exist, who qualifies, and how to apply. Amounts and income limits change over time and some are set locally, so treat each figure as a
starting point and confirm the current number with your local assessor.
Georgia Property Tax at a Glance
| Homestead & Primary-Residence Relief | Available — see below |
| Senior Relief (Age 65+) | Available — see below |
| Veteran & Disabled-Veteran Relief | Available — see below |
| Disability Relief | Available — see below |
Verified from official state and county sources.
In This Georgia Guide:
Georgia Property Tax Exemptions & Relief
An exemption lowers the value your tax is figured on (or, in some states, gives you a credit or caps how fast your value can rise) — so the same tax rate produces a smaller bill. Here is each of the Georgia property tax exemptions available to homeowners.
Relief does not look the same everywhere. Some states knock a flat dollar amount off your home’s value; others give a credit on the tax itself, cap how much your assessed value can rise each year, or freeze the bill for qualifying seniors. A few offer an income-based rebate instead of a value exemption. The point is the same — a lower bill for people who qualify — but the
form differs, so read each program below for how it actually works rather than assuming it is a simple dollar discount.
Homestead & Primary-Residence Relief
Standard Homestead Exemption (O.C.G.A. 48-5-44): $2,000 off the 40% assessed value for an owner-occupied primary residence (state/county/school, not municipal school or bonds). File with the county tax commissioner/assessor by April 1 (or during the 45-day appeal window). A new statewide ‘floating’ homestead cap (HB 581) also exists but many counties opted out – see the note below.
How much / how it works: $2,000 off assessed value statewide; many counties add larger local homestead amounts. Confirm your county’s exemptions with the tax commissioner.
Senior Relief (Age 65+)
Georgia offers several senior exemptions and most counties add much larger local ones (some fully exempt school taxes at 65). Statewide options include a $4,000 exemption (65+, income under $10,000) and a $10,000 school exemption (62+, income under $10,000), plus a local floating inflation-proof exemption (62+, income under $30,000). Senior benefits vary dramatically by county.
How much / how it works: Statewide senior exemptions are modest ($4,000-$10,000), but local senior/school exemptions are often far larger. Confirm your county’s senior exemptions with the tax commissioner.
Veteran & Disabled-Veteran Relief
Disabled Veterans Exemption (O.C.G.A. 48-5-48): exempts the greater of about $32,500 or the federal maximum under 38 U.S.C. 2102 – currently over $100,000 of assessed value – for a 100% service-connected disabled veteran (and surviving spouses). Applies to all levies. Surviving spouses of servicemembers killed in action or peace officers/firefighters killed in the line of duty get a full exemption.
How much / how it works: Over $100,000 of assessed value exempt (federally indexed). Confirm the current amount with your county tax commissioner.
Disability Relief
Disabled homeowners may qualify for local disability homestead exemptions that vary by county; Georgia’s headline programs are the senior and disabled-veteran exemptions. Check your county’s specific disability exemption.
How much / how it works: County-specific. Confirm with your county tax commissioner.
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Not sure which Georgia breaks you qualify for?
How to Apply for Georgia Property Tax Exemptions
Georgia property tax exemptions are almost never automatic — you have to file for them, usually with your local assessor, and usually by a set date each year. Apply once for most breaks and they carry forward, but a few (like some senior or income-based programs) must be renewed. If you just bought your home, or just turned 65, or your disability or veteran status changed, that is the moment
to file.
Even one missed exemption can cost hundreds of dollars a year, so it is worth ten minutes to check.
Don’t want to appeal your Georgia taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What Georgia property tax exemptions are available?
Georgia has relief for owner-occupants (homestead), seniors 65+, veterans and disabled veterans, and homeowners with disabilities. The details, amounts, and income limits are covered above — and each is worth checking, because they can stack.
Who qualifies for a homestead exemption in Georgia?
Generally an owner who lives in the home as their primary residence. Exact rules — and whether the state uses a dollar exemption, a credit, or an assessment cap — are described in the homestead section above.
How do I apply for Georgia property tax exemptions?
File the application with your local assessor, usually by a set date each year. Most exemptions carry forward once approved; some must be renewed. Confirm the current form and deadline with your assessor.
Can I claim more than one of the Georgia property tax exemptions?
Often yes — for example a homestead break plus a senior or veteran break — though some programs interact. The sections above note where that applies; your assessor can confirm what stacks.
Georgia Property Tax Sources & Data
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
Exemption details for Georgia on this page were verified from official Georgia state and county sources and last
checked in July 2026. Amounts, income limits, and deadlines change and many are set locally — confirm the current
figures and forms with your local assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.