Florida property tax exemptions can lower your bill — there are breaks for owner-occupants, seniors, veterans, and homeowners with disabilities, and many people who qualify never claim them. That is money left on the table every year. Below are the Florida property tax exemptions that exist, who qualifies, and how to apply. Amounts and income limits change over time and some are set locally, so treat each figure as a
starting point and confirm the current number with your local assessor.
Florida Property Tax at a Glance
| Homestead & Primary-Residence Relief | Available — see below |
| Senior Relief (Age 65+) | Available — see below |
| Veteran & Disabled-Veteran Relief | Available — see below |
| Disability Relief | Available — see below |
Verified from official state and county sources.
In This Florida Guide:
Florida Property Tax Exemptions & Relief
An exemption lowers the value your tax is figured on (or, in some states, gives you a credit or caps how fast your value can rise) — so the same tax rate produces a smaller bill. Here is each of the Florida property tax exemptions available to homeowners.
Relief does not look the same everywhere. Some states knock a flat dollar amount off your home’s value; others give a credit on the tax itself, cap how much your assessed value can rise each year, or freeze the bill for qualifying seniors. A few offer an income-based rebate instead of a value exemption. The point is the same — a lower bill for people who qualify — but the
form differs, so read each program below for how it actually works rather than assuming it is a simple dollar discount.
Homestead & Primary-Residence Relief
Homestead Exemption (F.S. 196.031): up to $50,000 off assessed value for an owner-occupied primary residence – the first $25,000 applies to all taxes (including school), the second $25,000 (on value from $50,000-$75,000) applies to non-school taxes. It also unlocks the Save Our Homes cap. File with the county property appraiser by March 1; auto-renews.
How much / how it works: Up to $50,000 off assessed value (the second $25,000 portion is now CPI-indexed). Confirm with your county property appraiser.
Senior Relief (Age 65+)
Additional Senior Exemption (F.S. 196.075) – a LOCAL-OPTION exemption of up to $50,000 more for owners 65+ with income under the yearly limit, only in counties/cities that adopted it (non-school taxes). A second version fully exempts long-term (25+ year) senior residents whose home’s just value was under $250,000 when they first qualified. Apply with the county property appraiser.
How much / how it works: Up to $50,000 additional (income limit about $37,000-$38,700, 2026), where locally adopted. Confirm with your county property appraiser.
Veteran & Disabled-Veteran Relief
Disabled veterans get a $5,000 exemption for a 10%+ service-connected disability, and a FULL exemption (F.S. 196.081) for a 100% permanent & total service-connected disability (and surviving spouses). Veterans 65+ with a combat-related disability get a discount equal to their disability percentage. File with the county property appraiser by March 1.
How much / how it works: $5,000 (10%+) up to a full exemption (100% P&T). Confirm with your county property appraiser.
Disability Relief
A $500 exemption for total/permanent disability or blindness, a full exemption for quadriplegics, and (income-limited) full exemptions for other total & permanent disabilities. First responders totally & permanently disabled in the line of duty are fully exempt. File with the county property appraiser.
How much / how it works: From $500 up to a full exemption depending on the disability. Confirm with your county property appraiser.
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Not sure which Florida breaks you qualify for?
How to Apply for Florida Property Tax Exemptions
Florida property tax exemptions are almost never automatic — you have to file for them, usually with your local assessor, and usually by a set date each year. Apply once for most breaks and they carry forward, but a few (like some senior or income-based programs) must be renewed. If you just bought your home, or just turned 65, or your disability or veteran status changed, that is the moment
to file.
Even one missed exemption can cost hundreds of dollars a year, so it is worth ten minutes to check.
Don’t want to appeal your Florida taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What Florida property tax exemptions are available?
Florida has relief for owner-occupants (homestead), seniors 65+, veterans and disabled veterans, and homeowners with disabilities. The details, amounts, and income limits are covered above — and each is worth checking, because they can stack.
Who qualifies for a homestead exemption in Florida?
Generally an owner who lives in the home as their primary residence. Exact rules — and whether the state uses a dollar exemption, a credit, or an assessment cap — are described in the homestead section above.
How do I apply for Florida property tax exemptions?
File the application with your local assessor, usually by a set date each year. Most exemptions carry forward once approved; some must be renewed. Confirm the current form and deadline with your assessor.
Can I claim more than one of the Florida property tax exemptions?
Often yes — for example a homestead break plus a senior or veteran break — though some programs interact. The sections above note where that applies; your assessor can confirm what stacks.
Florida Property Tax Sources & Data
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
Exemption details for Florida on this page were verified from official Florida state and county sources and last
checked in July 2026. Amounts, income limits, and deadlines change and many are set locally — confirm the current
figures and forms with your local assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.