The average Georgia property tax rate is about 0.79% of a home’s value, which comes to roughly $2,341 a year on the typical Georgia home. That makes Georgia property tax a middle-of-the-pack burdens in the country. This guide breaks down the Georgia property tax rate, what the typical bill looks like, how your bill is figured, where the money goes, and — most useful of all — how to check
whether you are overpaying and how to pay less.
Georgia Property Tax at a Glance
| Effective tax rate | 0.79% |
| Median annual bill | $2,341 |
| Median home value | $303,300 |
| Rank among states | #25 of 50 highest |
| vs. U.S. average | $1,930 below the U.S. average ($4,271) |
| Reassessed | Georgia counties are required to review and assess property at fair market value every year, as of January 1, though not every home’s value changes each year. |
Rate & bill: U.S. Census Bureau ACS 2024 5-year (effective rate B25090/B25082 – the Tax Foundation method; median bill B25103; value B25077).
| Georgia Property Tax | Figure |
|---|---|
| Effective property tax rate | 0.79% |
| Median annual property tax bill | $2,341 |
| Median home value | $303,300 |
| Rank (highest to lowest) | #25 of 50 states |
| U.S. average bill | $4,271 |
In This Georgia Guide:
What Is the Georgia Property Tax Rate?
The Georgia property tax rate is not one flat number — it is the combined result of your county, city, township, and school-district rates, applied to your home’s assessed value. Across Georgia, homeowners pay about 0.79% of their home’s value on average, or around $2,341 a year on a typical $303,300 home. That puts Georgia in the middle nationally — ranked #25 of 50 states from highest to lowest. Two
homes worth the same amount can still owe very different bills depending on the town and school district, so treat the statewide figure as a starting point, not your exact bill.
If your bill went up, start with the numbers on this page and on your assessment notice: the fair market value is the county’s estimate of what your home is worth, and the assessed value is what the tax is calculated from. A calm next step is to make sure that fair market value looks right for your home and that every exemption you qualify for is actually applied —
your county assessor’s or tax commissioner’s office can confirm both.
If the value still seems too high, many homeowners choose to file an appeal with the county; ask your assessor how and by when.
Think your Georgia bill is too high? Check in two minutes.
How Georgia Property Tax Is Calculated
Your Georgia property tax starts with an assessed value set by Property is assessed at the county level by the county Board of Tax Assessors. A separate county official, the Tax Commissioner, sends and collects the actual bill, and the State Revenue Commissioner oversees counties to keep valuations uniform.. Georgia assessors first estimate your property’s fair market value as of January 1, then apply an assessment ratio set by state
law to reach the “assessed value” that your tax is figured on.
Look on your assessment notice for both the fair market value and the assessed value, and check that the fair market value roughly matches what your home would sell for. That assessed value is then multiplied by the combined local tax rate to produce your bill. In Georgia, property is generally reassessed Georgia counties are required to review and assess property at fair market value every year, as of January
1, though not every home’s value changes each year..
The single most important number to check is your assessed value: if it is higher than what your home would sell for, your bill is too high — and that is exactly what an appeal fixes.
The actual rates in Georgia are set by The rate (called the millage rate) is set each year by local taxing authorities — the county commissioners, city/municipal governments, the county Board of Education (school district), and any special tax districts. No single statewide rate applies.. That is why your neighbor one town over can pay a different bill on an identical house.
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Where Your Georgia Property Tax Money Goes
Georgia property taxes mostly fund local public schools, which are typically the largest share, along with county and city services such as roads, police and fire, libraries, and courts. Very little goes to the state itself. For most Georgia homeowners, the school-district share is the biggest single piece of the bill, which is why property taxes tend to be highest where schools rely most on local funding.
One Georgia note: A 2024 voter-approved law, HB 581 (the “Save the Homes Act”), created a statewide floating homestead exemption effective January 1, 2025, that limits how fast the taxable value of a qualifying homestead can grow. Local governments and school systems were allowed to opt out, and many of the larger metro counties did, so whether it applies to you depends on your county — check with your county
assessor.
How Georgia Property Tax Compares
The U.S. average property tax bill is about $4,271 a year. The typical Georgia bill of $2,341 is $1,930 below that. Remember that a low rate does not always mean a low bill — a state with cheap rates but expensive homes can still cost you more than Georgia. The dollar bill and your own assessment matter more than the headline rate.
How to Lower Your Georgia Property Tax
You cannot change the Georgia property tax rate, but you have two real levers on your own bill. First, claim every exemption you qualify for. Georgia offers several property tax breaks that can lower your bill, including a homestead exemption on your primary residence and additional relief for homeowners who are seniors (generally 65 and older), veterans, or disabled. These are not automatic — you usually have to apply —
so it’s worth checking whether you qualify and confirming the details with your county.
Second, appeal your assessment if your home is valued higher than it would sell for — studies suggest a large share of homes are over-assessed, and appeals often succeed.
Don’t want to appeal your Georgia taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What is the Georgia property tax rate?
The average effective Georgia property tax rate is about 0.79% of a home’s value, based on U.S. Census data. On the typical Georgia home that works out to roughly $2,341 a year. Your own bill depends on your county, city, and school district, plus any exemptions you claim — see the data box above.
Why is my Georgia property tax so high?
Property tax in Georgia is driven mostly by your local rates (especially school levies) and by your home’s assessed value. If your assessment is higher than what your home would actually sell for, you may be overpaying — that is the most common reason a bill is too high, and it is something you can appeal.
How can I lower my Georgia property tax?
Two things help most in Georgia: make sure you are claiming every exemption you qualify for (homestead, senior, veteran, or disability), and appeal your assessment if your home is over-valued. Both can lower your bill, and both are free to do yourself.
Georgia Property Tax Sources & Data
- Georgia Department of Revenue (property tax): https://dor.georgia.gov/property-tax-valuation
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
Georgia property tax rates and typical bills on this page come from U.S. Census (American Community Survey) data as
published by the Tax Foundation, and were last checked in July 2026. Rates and bills change each year and vary by county
— confirm your own figures with your county assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.