The average North Dakota property tax rate is about 0.92% of a home’s value, which comes to roughly $2,468 a year on the typical North Dakota home. That makes North Dakota property tax a middle-of-the-pack burdens in the country. This guide breaks down the North Dakota property tax rate, what the typical bill looks like, how your bill is figured, where the money goes, and — most useful of all
— how to check whether you are overpaying and how to pay less.
North Dakota Property Tax at a Glance
| Effective tax rate | 0.92% |
| Median annual bill | $2,468 |
| Median home value | $249,900 |
| Rank among states | #22 of 50 highest |
| vs. U.S. average | $1,803 below the U.S. average ($4,271) |
| Reassessed | Property is valued every year, as of February 1, so assessments are reviewed annually rather than only when a home is sold. |
Rate & bill: U.S. Census Bureau ACS 2024 5-year (effective rate B25090/B25082 – the Tax Foundation method; median bill B25103; value B25077).
| North Dakota Property Tax | Figure |
|---|---|
| Effective property tax rate | 0.92% |
| Median annual property tax bill | $2,468 |
| Median home value | $249,900 |
| Rank (highest to lowest) | #22 of 50 states |
| U.S. average bill | $4,271 |
In This North Dakota Guide:
What Is the North Dakota Property Tax Rate?
The North Dakota property tax rate is not one flat number — it is the combined result of your county, city, township, and school-district rates, applied to your home’s assessed value. Across North Dakota, homeowners pay about 0.92% of their home’s value on average, or around $2,468 a year on a typical $249,900 home. That puts North Dakota in the middle nationally — ranked #22 of 50 states from highest
to lowest.
Two homes worth the same amount can still owe very different bills depending on the town and school district, so treat the statewide figure as a starting point, not your exact bill.
If your bill went up, start with the assessment or valuation notice — the value the county placed on your home drives everything else, and you have the right to ask your local assessor how they arrived at it. Next, check whether you qualify for any of the credits above, since many homeowners — especially those 65 and older, disabled, or veterans — miss savings they were entitled to. If
the value still looks too high after talking with your assessor, you may be able to appeal through your local and county boards of equalization; check your assessment notice for the timing.
Think your North Dakota bill is too high? Check in two minutes.
How North Dakota Property Tax Is Calculated
Your North Dakota property tax starts with an assessed value set by Property is assessed by local assessors — city assessors and township (or district) assessors — who discover, list, and value all taxable property. Their work is coordinated and overseen at the county level by the county director of tax equalization.. North Dakota assessors value your home at its “true and full value” (essentially market value), and then a
ratio set by state law is applied to arrive at the taxable value your bill is actually calculated on.
Look at your assessment or valuation notice for the value your county placed on your home — see the data box above for the ratio, and check that the market value looks right. That assessed value is then multiplied by the combined local tax rate to produce your bill. In North Dakota, property is generally reassessed Property is valued every year, as of February 1, so assessments are reviewed annually
rather than only when a home is sold..
The single most important number to check is your assessed value: if it is higher than what your home would sell for, your bill is too high — and that is exactly what an appeal fixes.
The actual rates in North Dakota are set by The rate (measured in “mills”) is not set by one office — it is the combined total of the levies set by your local taxing entities: the county, your city or township, the school district, and other bodies such as park boards and special districts.. That is why your neighbor one town over can pay a different bill on an identical
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house.
Where Your North Dakota Property Tax Money Goes
North Dakota property taxes mostly fund local services — public schools, county and city government, roads, parks, and fire and police protection. Schools and county/city services are typically the largest shares. For most North Dakota homeowners, the school-district share is the biggest single piece of the bill, which is why property taxes tend to be highest where schools rely most on local funding.
One North Dakota note: North Dakota law requires the assessor to send you a notice when your true and full value goes up by a set threshold, so an increase should not arrive silently on your bill. The state also recently created a Primary Residence Credit that reduces property tax for homeowners on their primary home — a relatively new statewide relief program worth asking your county about (see the
data box above for amounts).
How North Dakota Property Tax Compares
The U.S. average property tax bill is about $4,271 a year. The typical North Dakota bill of $2,468 is $1,803 below that. Remember that a low rate does not always mean a low bill — a state with cheap rates but expensive homes can still cost you more than North Dakota. The dollar bill and your own assessment matter more than the headline rate.
How to Lower Your North Dakota Property Tax
You cannot change the North Dakota property tax rate, but you have two real levers on your own bill. First, claim every exemption you qualify for. North Dakota offers several property tax breaks that can lower your bill, including a homestead credit for homeowners who are 65 or older or permanently and totally disabled, a credit for disabled veterans, and the newer Primary Residence Credit for owner-occupied homes. Some are
income-based and must be filed each year with your local assessor or county director of tax equalization, so it is worth checking whether you qualify.
Second, appeal your assessment if your home is valued higher than it would sell for — studies suggest a large share of homes are over-assessed, and appeals often succeed.
Don’t want to appeal your North Dakota taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What is the North Dakota property tax rate?
The average effective North Dakota property tax rate is about 0.92% of a home’s value, based on U.S. Census data. On the typical North Dakota home that works out to roughly $2,468 a year. Your own bill depends on your county, city, and school district, plus any exemptions you claim — see the data box above.
Why is my North Dakota property tax so high?
Property tax in North Dakota is driven mostly by your local rates (especially school levies) and by your home’s assessed value. If your assessment is higher than what your home would actually sell for, you may be overpaying — that is the most common reason a bill is too high, and it is something you can appeal.
How can I lower my North Dakota property tax?
Two things help most in North Dakota: make sure you are claiming every exemption you qualify for (homestead, senior, veteran, or disability), and appeal your assessment if your home is over-valued. Both can lower your bill, and both are free to do yourself.
North Dakota Property Tax Sources & Data
- North Dakota Department of Revenue (property tax): https://www.tax.nd.gov/local-government/property-tax
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
North Dakota property tax rates and typical bills on this page come from U.S. Census (American Community Survey) data as
published by the Tax Foundation, and were last checked in July 2026. Rates and bills change each year and vary by county
— confirm your own figures with your county assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.