The average Oregon property tax rate is about 0.81% of a home’s value, which comes to roughly $3,876 a year on the typical Oregon home. That makes Oregon property tax a middle-of-the-pack burdens in the country. This guide breaks down the Oregon property tax rate, what the typical bill looks like, how your bill is figured, where the money goes, and — most useful of all — how to check
whether you are overpaying and how to pay less.
Oregon Property Tax at a Glance
| Effective tax rate | 0.81% |
| Median annual bill | $3,876 |
| Median home value | $477,600 |
| Rank among states | #24 of 50 highest |
| vs. U.S. average | $395 below the U.S. average ($4,271) |
| Reassessed | The county assessor re-estimates each property’s Real Market Value every year as of January 1, while the Maximum Assessed Value moves up by the legally capped growth amount annually — so you get a fresh assessment each year. |
Rate & bill: U.S. Census Bureau ACS 2024 5-year (effective rate B25090/B25082 – the Tax Foundation method; median bill B25103; value B25077).
| Oregon Property Tax | Figure |
|---|---|
| Effective property tax rate | 0.81% |
| Median annual property tax bill | $3,876 |
| Median home value | $477,600 |
| Rank (highest to lowest) | #24 of 50 states |
| U.S. average bill | $4,271 |
In This Oregon Guide:
What Is the Oregon Property Tax Rate?
The Oregon property tax rate is not one flat number — it is the combined result of your county, city, township, and school-district rates, applied to your home’s assessed value. Across Oregon, homeowners pay about 0.81% of their home’s value on average, or around $3,876 a year on a typical $477,600 home. That puts Oregon in the middle nationally — ranked #24 of 50 states from highest to lowest. Two
homes worth the same amount can still owe very different bills depending on the town and school district, so treat the statewide figure as a starting point, not your exact bill.
The numbers on this page are estimates drawn from public data; your real figures live on the assessment notice from your county assessor, so start by comparing your Assessed Value and Real Market Value there. If the value looks too high or you think you may qualify for a veteran, senior, or disability program, many homeowners contact their county assessor’s office to ask — they can explain your value, list
the exemptions and deferrals you may be eligible for, and tell you how to file an appeal if one is warranted.
Taking one calm step at a time — check the assessment, check exemptions, then decide on an appeal — is how most people work through a bill that went up.
Think your Oregon bill is too high? Check in two minutes.
How Oregon Property Tax Is Calculated
Your Oregon property tax starts with an assessed value set by County assessors — each of Oregon’s 36 counties has an elected county assessor whose office locates, inventories, classifies, and values every property, and certifies the annual assessment roll.. Oregon assessors set a Real Market Value (what your property would sell for as of January 1) and a separate Maximum Assessed Value that grows only by a capped amount set
by law each year; your taxable Assessed Value is the lower of the two.
Check the Assessed Value and Real Market Value printed on your assessment or tax notice. That assessed value is then multiplied by the combined local tax rate to produce your bill. In Oregon, property is generally reassessed The county assessor re-estimates each property’s Real Market Value every year as of January 1, while the Maximum Assessed Value moves up by the legally capped growth amount annually — so you get
a fresh assessment each year..
The single most important number to check is your assessed value: if it is higher than what your home would sell for, your bill is too high — and that is exactly what an appeal fixes.
The actual rates in Oregon are set by Local taxing districts set the rates — counties, cities, school districts, and special districts (fire, water, library, etc.). Under Oregon’s Measure 50 most districts have a permanent rate limit, and voters can add certain levies or bonds on top.. That is why your neighbor one town over can pay a different bill on an identical house.
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Where Your Oregon Property Tax Money Goes
Property taxes are the main local funding source in Oregon, paying mostly for public schools and community colleges, plus county and city services, police and fire, libraries, roads, and other special districts. Very little goes to the state itself. For most Oregon homeowners, the school-district share is the biggest single piece of the bill, which is why property taxes tend to be highest where schools rely most on local funding.
One Oregon note: Oregon is distinctive because of Measures 5 and 50: Measure 50 (1997) created the Maximum Assessed Value and caps how much a property’s assessed value can rise each year, so your assessed value is often well below actual market value, and Measure 5 sets overall limits on tax relative to real market value. This is why an Oregon bill can go up even in a flat market
— and why it often lags behind fast-rising home prices.
How Oregon Property Tax Compares
The U.S. average property tax bill is about $4,271 a year. The typical Oregon bill of $3,876 is $395 below that. Remember that a low rate does not always mean a low bill — a state with cheap rates but expensive homes can still cost you more than Oregon. The dollar bill and your own assessment matter more than the headline rate.
How to Lower Your Oregon Property Tax
You cannot change the Oregon property tax rate, but you have two real levers on your own bill. First, claim every exemption you qualify for. Oregon offers property tax relief programs that can lower what you owe, including exemptions for disabled veterans and their surviving spouses, and a Senior and Disabled Citizens’ Property Tax Deferral program that lets qualifying older or disabled homeowners postpone payment. Amounts and income limits vary
and most require a one-time (sometimes annually recertified) application with your county assessor — check whether you qualify.
Second, appeal your assessment if your home is valued higher than it would sell for — studies suggest a large share of homes are over-assessed, and appeals often succeed.
Don’t want to appeal your Oregon taxes yourself? A property tax appeal service can file everything for you and usually only charges if it wins — typically a share of what it saves you. It is one option; you can also appeal on your own for free.
Frequently Asked Questions
What is the Oregon property tax rate?
The average effective Oregon property tax rate is about 0.81% of a home’s value, based on U.S. Census data. On the typical Oregon home that works out to roughly $3,876 a year. Your own bill depends on your county, city, and school district, plus any exemptions you claim — see the data box above.
Why is my Oregon property tax so high?
Property tax in Oregon is driven mostly by your local rates (especially school levies) and by your home’s assessed value. If your assessment is higher than what your home would actually sell for, you may be overpaying — that is the most common reason a bill is too high, and it is something you can appeal.
How can I lower my Oregon property tax?
Two things help most in Oregon: make sure you are claiming every exemption you qualify for (homestead, senior, veteran, or disability), and appeal your assessment if your home is over-valued. Both can lower your bill, and both are free to do yourself.
Oregon Property Tax Sources & Data
- Oregon Department of Revenue (property tax): https://www.oregon.gov/dor/programs/property/pages/default.aspx
- Tax Foundation — Property Taxes by State & County: taxfoundation.org
- U.S. Census Bureau (American Community Survey): census.gov/acs
- Lincoln Institute of Land Policy (property tax data): lincolninst.edu
Oregon property tax rates and typical bills on this page come from U.S. Census (American Community Survey) data as
published by the Tax Foundation, and were last checked in July 2026. Rates and bills change each year and vary by county
— confirm your own figures with your county assessor before you rely on them.
More Property Tax Guides
- Property Tax Rates by State
- Property Tax by County
- Are You Overpaying? Over-Assessment Checker
- Property Tax Exemption Finder
Disclaimer: This guide is informational only and is not legal, tax, or financial advice. Know Property Tax is an independent educational resource. It is not a government agency, not a county assessor, and not a tax-appeal service. Property tax rates, bills, exemptions, and deadlines change over time and vary by county and property. Confirm anything that affects your taxes with your county assessor or a licensed professional before you act.